Financial Planning - We utilize a three-step process to achieve the goal of creating and preserving wealth in order to enhance the lives of our clients.
1. The Financial Plan
2. Implementation and Coordination
3. Ongoing Review
The Financial Plan
We set up a meeting to discuss your financial goals, time horizons, and risk tolerance in order to establish your financial objectives. We look at all the various aspects that make up your financial life from investment planning, retirement needs, cash flow projections, insurance needs, to present and future tax implications and estate planning issues. By establishing where you are today, and with your personal objectives in mind, we are able to develop a financial plan that is complimentary to your individual situation.
Implementaion and Coordination
We realize that even the most well thought out plan is only a plan unless it is put into action. We are committed to putting your financial plan into action in the most efficient, timely, and accurate manner.
Ongoing Review and Monitoring
Due to the volatility and complexity of the world financial markets, we constantly monitor your accounts. Financial plans need to be reviewed with clients periodically in order to ensure that they are performing as expected. The fine-tuning of your investment portfolio may be occasionally necessary as well as adjustments made due to life changes. Our goal is to exceed your expectation of service. There is an internal process in place for monitoring the investments in your financial plan and you receive monthly performacnce reporting as well as online account services.
In Summary, we offer a wide range of Financial Planning and Advisory Services:
-Professional Investment Management
-Cash Flow Management
-Tax Minimization Strategies
-Estate and Distribution Planning
-Charitable Giving Strategies
-Employee Benefits Planning
-Employer Sponsored Retirement Plans